Peter Maczuzak
Banking on Subscriptions? Think Again With Me
Your money tells a story; Huntington helps you read it. That journey begins with what our research unveiled as The Iceberg of Spending—the divide between flex and fixed transactions. Flex transactions are visible, representing conscious, day-to-day spending. Below the surface, fixed payments accumulate quietly, often unnoticed yet significantly shaping financial stability. Using surveys, interviews, observations, iterative assessments, and external sources—we found a disconnect between consumer and business motivations.
If you’re drowning in unexpected subscriptions, feeling overwhelmed by daily purchases, or worried about money slipping away unnoticed, you’ll regain control with With Me, the app that centralizes subscriptions, predicts expenses, and rewards smart financial choices— all while turning money management into an engaging experience you can compare anonymously or share with friends.
Customize your homepage to track flex and fixed payments in real time. Group subscriptions for one discounted price on your timeline. Predict utility peaks or grocery trips to plan ahead. Explore your personalized spending path, from environmental impact to caPeine intake, and track specific purchases to see how your spending patterns float in relation to others.
With Me is currently envisioned as an extension of the Huntington app for its users. Using existing transactional data, the platform gives clear, personalized insights as your story unfolds, breaking your iceberg of spending into manageable pieces to sail more confidently on unsteady waters, backed with a reward system to measure the distance you’ve traveled along the way.
With Me, for you by Huntington.

My name is Peter Maczuzak and I'm a fouth-year industrial design student at The Ohio State University.
I found my knack for design by questioning things, a curiosity for why systems are constructed how they are and products work the way they do. As some questions were answered, more became complex and I grew up learning design can be a catalyst for social change, innovation, and more to be questioned.